8 calculators

Banking Ratios

DTI, LTV, savings rate, health score

Total monthly debt / gross monthly income — supports multiple income and debt sources.

First + second mortgage vs. property value, with max-LTV limits.

Front-end ratio: housing cost / gross income.

Total liabilities / total assets.

Liquid assets / monthly expenses (months of runway).

Percentage of income saved.

Track net worth change over a period.

Composite score across DTI, savings rate, and emergency fund.