Banking Ratios
Liquidity Ratio
Liquid assets / monthly expenses (months of runway).
Inputs
Liquid assets
Total: $25,000.00
$
$
Monthly essential expenses
Total: $4,200.00
$
$
$
$
$
$
Only include assets you can access in days without penalty. Exclude retirement accounts, home equity, and vehicles.
Results
Months of runway
6.0
Liquid assets ÷ monthly expenses
Rating
Healthy
Total liquid assets
$25,000.00
Total monthly expenses
$4,200.00
3-month target
$12,600.00
6-month target
$25,200.00
Liquid assets breakdown
Expenses by category