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Housing Ratio
Front-end ratio: housing cost / gross income.
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Monthly housing cost
$
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Monthly gross income
$
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Housing ratio
29.2%
Guideline
Above 28% guideline
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Debt-to-Income Ratio
Total monthly debt / gross monthly income.
Loan-to-Value Ratio
Loan balance / property value.
Debt Ratio
Total liabilities / total assets.
Liquidity Ratio
Liquid assets / monthly expenses (months of runway).