Banking Ratios
Debt-to-Income Ratio
Total monthly debt / gross monthly income — supports multiple income and debt sources.
Inputs
Monthly income sources
Total: $6,500.00
$
Monthly debt payments
Total: $1,600.00
$
Front-end DTI uses only the "Mortgage / rent (PITI)" line; add one to include housing in that ratio.
Results
Back-end DTI
24.6%
All debts vs. gross income
Front-end DTI
24.6%
Housing only vs. gross income
Rating
Healthy
Total monthly income
$6,500.00
Total monthly debt
$1,600.00
Debt breakdown
Income by source