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Banking Ratios

Financial Health Score

Composite score across DTI, savings rate, and emergency fund.

Inputs

Results

Health score
59 / 100
Grade
C
DTI subscore
50
Savings subscore
60
Emergency subscore
67

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Total monthly debt / gross monthly income.
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Loan balance / property value.
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Front-end ratio: housing cost / gross income.
Debt Ratio
Total liabilities / total assets.