Business

Business Startup Costs

Estimate one-time and first-year operating costs.

Inputs

One-time startup costs

Total: $46,500.00
$
$
$
$

Monthly operating costs

Total: $16,400.00
$
$
$
$

Lenders typically want 3–6.

10–20% is standard.

Funding sources

Total: $100,000.00
$
$

Results

Total capital needed
$159,390.00
One-time + runway + contingency
Funding gap
$59,390.00
Additional capital required
One-time costs
$46,500.00
Runway (6 mo)
$98,400.00
Contingency (10%)
$14,490.00
Monthly burn rate
$16,400.00
Total funding secured
$100,000.00

Related business calculators