Business
Commercial Mortgage
Amortized commercial real estate loan with 5/10/20-year balloon terms and origination points.
Inputs
Scenario comparison
Pick a comparison above to see Option A and Option B side-by-side.
Results
Monthly payment
$7,389.91
Balloon at year 10
$797,175.11
Origination fee (points)
$10,000.00
Interest paid to year 10
$683,964.51
Total cash out by year 10
$1,693,964.52
Payments + points + balloon
Effective rate w/ points
7.60%
Approx. — spreads points across balloon term
Balance over time
$998,860.09Balance
$797,175.11Month
Amortization schedule
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $7,389.91 | $1,139.91 | $6,250.00 | $998,860.09 |
| 2 | $7,389.91 | $1,147.04 | $6,242.88 | $997,713.05 |
| 3 | $7,389.91 | $1,154.21 | $6,235.71 | $996,558.85 |
| 4 | $7,389.91 | $1,161.42 | $6,228.49 | $995,397.43 |
| 5 | $7,389.91 | $1,168.68 | $6,221.23 | $994,228.75 |
| 6 | $7,389.91 | $1,175.98 | $6,213.93 | $993,052.77 |
| 7 | $7,389.91 | $1,183.33 | $6,206.58 | $991,869.44 |
| 8 | $7,389.91 | $1,190.73 | $6,199.18 | $990,678.71 |
| 9 | $7,389.91 | $1,198.17 | $6,191.74 | $989,480.54 |
| 10 | $7,389.91 | $1,205.66 | $6,184.25 | $988,274.88 |
| 11 | $7,389.91 | $1,213.19 | $6,176.72 | $987,061.69 |
| 12 | $7,389.91 | $1,220.78 | $6,169.14 | $985,840.91 |
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