Savings
Emergency Fund Calculator
Target and timeline for a fully funded emergency reserve.
Inputs
Monthly essential expenses
Total: $4,100.00
$
$
$
$
$
$
$
$
$
$
$
Current emergency savings
Total: $6,000.00
$
$
Include only recurring must-pay expenses. Exclude dining out, subscriptions you'd cut in a crisis, and discretionary spending.
Results
Target fund
$24,600.00
6 months of essentials
Rating
Thin
Current savings
$6,000.00
Amount still needed
$18,600.00
Time to fully fund
3.9 yr
At $400.00/mo
Current runway
1.5 mo
3-month target
$12,300.00
12-month target
$49,200.00
Expenses by category
Emergency savings by account